Practice Areas

• Mobile and online product legal requirements
• User Interface/User Experience review
• Customer authentication
• Electronic disclosures and e-signature
• Privacy practices and privacy statements
• Marketing agreements
• Online and mobile terms of use
• E-mail marketing, text messaging and push messaging
• Americans with Disabilities Act compliance
• FAQ review

Clients have included FinTech companies, banks, start ups and other consumer businesses.

• Legal advice on data security matters
• Data Security Programs
• Incident Response Programs
• Privacy Programs
• Transactional due diligence and support (for targets, acquirers, investors and lenders)

Clients have included FinTech companies, diversified financial services companies, banks, non-bank lenders, start ups and private equity firms.

• Program agreements for bank and non-bank financing programs
• Consumer agreements, including for digital, credit and prepaid account programs
• Vendor contracts
• Transactional due diligence and support regarding compliance programs, regulatory compliance, privacy and data security, digital commerce and anti-money laundering/OFAC (for targets, acquirers, investors and lenders)

Clients have included FinTech companies, banks, solar finance companies, other non-bank lenders and private equity firms.

• Program design, including governance and reporting
• Risk assessments
• Policies and procedures
• Compliance training
• Codes of Conduct
• Hotlines and other reporting channels
• Regulatory exam support
• Enterprise risk management projects working with internal audit, operational risk, information security and fraud groups
• Transactional due diligence and support (for targets, acquirers, investors and lenders)

Clients have included FinTech companies, banks, diversified financial services companies, other non-bank lenders and private equity firms.

• Program design, including governance and reporting
• Risk assessment
• Policies and procedures
• Employee and Board of Directors training
• Suspicious Activity Report advice
• Independent testing support (managing the independent tester)
• Regulatory exam support
• Transactional due diligence and support (for targets, acquirers, investors and lenders)

Clients have included:

• Diversified financial services firms
• US and foreign-chartered banks
• FinTech companies and other non-bank lenders
• Mortgage lenders
• Precious metals dealers (including pawn brokers)
• Gaming companies
• Prepaid companies
• Payments companies
• Private equity investors in a range of businesses

• Program design
• Vendor risk rating methodology
• Vendor due diligence process
• Vendor contract templates, including data security and privacy requirements
• Vendor service levels and reporting
• Vendor oversight process

Clients have included FinTech companies, banks, diversified financial services companies, other non-bank lenders and private equity firms.